If you are considering filing bankruptcy and you are approaching retirement age, it is important to understanding that timing makes a difference. Depending on your situation, it may be advantageous to file prior to retirement. In other cases, filing after retirement may make more sense. My name is Joel L. Gross. As a bankruptcy attorney with 10-plus years of experience, I can help you effectively strategize the timing of your bankruptcy filing.
Many people are afraid to file bankruptcy because they think it will wreck their credit score. While bankruptcy is not good for your credit, it does not have the stigma it once had. If you have serious debt problems, filing bankruptcy may actually be the quickest way to improve your credit score.
401(k)s, IRAs, pensions and other retirement assets are typically exempt from Chapter 7 bankruptcy and Chapter 13 bankruptcy. Your retirement savings are safe.
To schedule a no-cost and no-obligation consultation with a trusted lawyer, call 352-536-6288 or send an email. Evening and weekend appointments are offered for those who cannot meet during business hours. Spanish-speaking service is available.
The Law Office of Joel L. Gross is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.