Discharge Credit Card Debt in Florida

A sudden injury or unexpected illness is not only a health problem, it is a financial problem as well. People are often unprepared for the impact of medical bills. Even people with health insurance may find that their out-of-pocket expenses are overwhelming. Those without medical insurance often end up drowning in debt.

I'm Joel Gross, a bankruptcy lawyer serving people in Clermont, Lake County, Orange County and throughout central Florida. If you are considering filing bankruptcy due to medical bills, you can benefit from my 10-plus years of experience. I will educate you about your options and help you make the decisions that are right for you and your family.

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How To Eliminate Medical Debt Through Bankruptcy

Medical bills are considered unsecured debt. Unsecured debt is any debt that is not secured by some form of collateral that could be repossessed by the creditor if the debt is not repaid. This is the easiest type of debt to eliminate through bankruptcy.

When you choose me as your attorney, I will worry about the medical bills. Your job is to focus on your recovery, if it is still in progress. I will take the stress off your shoulders and guide you through the bankruptcy process with care so that you no longer have to worry about your medical expenses. Perhaps you have accumulated credit card debt because you used a credit card to pay off some medical bills. There is no need to worry. By filing bankruptcy, you will likely be able to eliminate that debt as well.

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Only Bankruptcy Discharges Debt With No Tax Consequences

People often hesitate to file bankruptcy because they are worried about unexpected consequences. There are none. Only bankruptcy can discharge medical bills while protecting you from garnishment and other repercussions. And bankruptcy is not a taxable event.

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